Home » The Friday Off-Ramp » Recent Articles:

Friday’s Off Ramp: Curbed…in San Carlos.

1007090723_0001

No doubt you’ve come across a scene like this at countless street corners throughout San Carlos lately.   And if there’s an “old style” curb corner that hasn’t been jackhammered out yet, chances are it’s on the list. What’s going on? It’s your national Economic Stimulus money at work right here in San Carlos.

ARRA Grant.

Recently, San Carlos received a grant in the amount of  $559,000 as part of the American Recovery and Reinvestment Act (ARRA.) The City has chosen to use $295,000 of this money to fund it’s 2009 Pedestrian Improvement Plan in which they’ll replace 119 of the old high-curb street corners like this one below: … Continue Reading

Friday’s Off-Ramp: Yes, I got a new coat of paint, too.

aprsign

A Sea of Change…

Amidst all of the changes that have been taking place lately with this site, as well as my other site The Emerald Hills Blog, there has been another change that has happened that is no less significant: I changed brokerages.    This wasn’t a decision that I took lightly.   Heck, it wasn’t something I was even thinking of a few months ago.   Changing brokerages is an expensive proposition!  But one afternoon I sat down and took a close look at my business.  I analyzed my recent transactions, and even my interactions with other brokerages to understand why certain transactions went smoother than others and which agents were the best to deal with.  I even asked my clients what they thought of the different real estate firms that were out there.   The more I dug into this, the more a common thread started to develop…

Welcome to Alain Pinel Realtors…

I had always been impressed with the APR agents that I have dealt with.  There was a refreshing level of competency, integrity, and professionalism that isn’t a given in this industry.  However, what tipped this little business analysis into a full-scale investigation was the feedback from my client base — when I took an informal poll about which brokerage they thought had the best overall reputation and brand image, APR was clearly very well regarded, as was my current employer RE/MAX Today.  This was surprising, since APR doesn’t even have an office in San Carlos.  But the more I looked into this, the more it made sense.

Common Thinking…

The first thing that struck me about APR was how much our views were aligned.  They understand the value of technology in real estate, and they invest at TON of money in it.  There’s also a pervasive “do it right” mentality that is ingrained in the culture.  No shenanigans, no short-cuts.   And there seems to be a healthy percentage of agents who came from other walks of life:  former attorneys, engineers, and others who heralded from a corporate existence.    And it shows — it feels much more like a well run corporation, which is an environment that I’m much more accustomed to.

It was a very tough decision to make.  My colleagues at RE/MAX Today are an outstanding group of agents, and they’re #1 in the mid-Peninsula for a darn good reason.   But the move just made more sense for me personally.

Join Me!

While some things do change, other things don’t.  I still have the same laser focus on the city of San Carlos and its unique real estate market, and the White Oaks Blog will continue to march onward.   Even my email and phone numbers are the same.  But it’s now my goal to be top APR agent in San Carlos, and I hope you’ll join me on this journey.

———————————————————-

Friday’s Off-Ramp: When Pools Go Bad…

0527091443a

Pools and Boats

Someone once said that buying a boat is a bad idea, because they’re far more expensive to maintain than you expect, and ultimately you don’t use them nearly as much as you thought you would. Well, one can make the same argument about pools. The idea of having a pool is very desirable to many homeowners, especially on those occasional warm days in late summer. Believe me, there has been more than one occasion where I wished we had put a pool in our when we had the chance a few years back.

But if you talk to anyone who owns one, they’ll tell you the cost of maintaining and repairing a  pool isn’t insignificant.  Nonetheless, they diligently keep them in top running shape, and get many years of enjoyment out of them.  That’s not the point of this article.

Buying someone else’s problem.

During the course of house hunting, I see many pools.  Some are breathtaking, and others….well, they’ll take your breath away for a different reason.  The pool pictured above was at a bank-owned property that sold recently in Belmont.   I know the picture won’t do it justice, but there was some funky, smelly stuff growing in that water.  I can’t imagine how many mosquitoes started their brief life in that swamp. … Continue Reading

Friday’s Off-Ramp: Three Bad Numbers…

Chair in empty office

8.9%, 11.8%, and 20%

I read an interesting article this past week that had these three simple numbers in it.   If you’re wondering how the economic recovery is coming along in this area, these three numbers tell a brutal story. Here’s what they mean:

  • 8.9% = Unemployment rate in San Mateo County
  • 11.8% = Unemployment rate in Santa Clara County
  • 20% = Office vacancy rate in Silicon Valley.

Ouch.

What Recovery?

As much as I want to believe the real estate market it poised for a rebound, and that the “worst is over” with regards to the hemorrhaging economy, these number are troubling to me.  Why?  Because a significant number of residents in San Carlos and other nearby communities rely on technology companies in Silicon Valley or on the mid-Peninsula for their livelihood.    The technology boom of the 80’s and 90’s changed the demographics of the mid-Peninsula virtually overnight,  and our reliance on technology and Silicon Valley hasn’t waned since.

That’s why when I see numbers like these, I know it’s hitting home right here in San Carlos.    When the combined counties lose 50,000 jobs since November of ‘08, you know someone here is affected.   When Cisco reports crummy earnings (by their standards), you know things aren’t quite right yet.   And I have to believe that Oracle’s acquisition of Sun Microsystems isn’t going to improve the aforementioned unemployment numbers.

The Mindset

These numbers are very black and white, but they only tell half the story.  They don’t reflect those folks who are still employed, but are still worried about losing their jobs.  The bottom line is that no full-fledged housing recovery is happen until the numbers above come way down, and the mindset of the existing workforce is more secure.  People without jobs, or in fear of losing their jobs, don’t buy homes.

So keep an eye on these numbers going forward.  They’ll tell you all you need to know…

————————————————

Friday’s Off-Ramp: It’s Time to Repeal the New Appraisal Law

StopGood Intentions, Bad Implementation…

A few weeks ago, I wrote a post about how the new appraisal laws were tripping up an increasing number of real estate transactions, often very late in the negotiation.   Here’s a very quick recap of how the new Home Valuation Code of Conduct has changed the way appraisals are conducted:

  • Mortgage Brokers are be prohibited from selecting appraisers;
  • Lenders are prohibited from using “in-house” staff appraisers to conduct initial appraisals, and
  • Lenders are prohibited from using appraisal management companies that they own or control.

The new law took effect on May 1, 2009 and the impact of the changes above was immediate and far-reaching.

Here’s Why It’s Not Working…

The intent of the law is to protect the consumer against over-aggressive lending practices.  … Continue Reading

Friday’s Off Ramp: Every picture tells a story with foreclosures.

0527091443

Everything But the Kitchen Sink…

It would be easy to mistake the picture above for a kitchen remodel that’s in progress.  But what has happened to this kitchen couldn’t be any further from a remodel.   This picture is the kitchen of a foreclosed property that I saw recently — it wasn’t in San Carlos, but it was close enough.   It appears whoever owned this home before it was foreclosed decided to strip anything and everything of value out of the kitchen, possibly in hopes of scoring a little cash before they were evicted.   If you think this kitchen is bad, you can’t imagine the horrors that I found in the other rooms of this home….  But I’ll spare you the pictures of that.

A Parting Gift.

Sadly, what I saw in this particular home is becoming more commonplace as more homes are being repossessed.   Whether it’s from misplaced anger or just desperation, homeowners are often leaving a path of wrath and destruction as they leave their home for the final time.  I’ve heard of motor oil being poured into the carpet, graffiti sprayed all over the interior of the home, holes punched in walls, and like above, the home being completely stripped like this one:

0707091126

Or even worse…

Buyer Beware…

“Foreclosure” is synonymous with “bargains” for many home buyers.  Make no mistake, a huge percentage of the homes that were sold in the Bay Area so far this year were REO’s, and shoppers got some really good deals.  But even if the foreclosed home you have your eye on hasn’t been trashed like the one above, you still need to be extra diligent with your inspections before you buy one.   While outward abuse may not be an issue, deferred maintenance usually is.   This stands to reason, because if a person can’t afford the mortgage payments, they certainly aren’t going to spend any money on repairs.

So if you’re shopping for a steal on a foreclosed property, I have two pieces of advice:

  1. Do your homework (inspections, research) even more diligently.
  2. Be ready for anything.    Just when you think you’ve seen it all, you’ll see something else that will shock you.

Got a story on a foreclosure nightmare? Share it below in the comments…..

—————————————————–

(The Friday Off Ramp series is just an occasional editorial on Fridays about stuff that happens in San Carlos.)

—————————————————–

Friday’s Off Ramp: Day Laborers at the San Carlos Home Depot.

0708091158_0001

Self Employment.

First of all, lest anyone bash me for even bringing this topic up, I understand the whole self-employment thing.  When I left the safety net of corporate employment and launched my real estate career, I became self-employed.  There’s no safety net when you own your own business — no sales means no paycheck.   No paycheck means no mortgage, and so on.  That’s the thrill and peril of being in business for yourself.

That’s why I don’t have a problem with the growing crowd of day laborers that gather every day in the San Carlos Home Depot looking for work.  They have a living to make, and a family to support.  We’re not much different in that respect.

Loitering, or a Legal Right?

0708091156_0001

The phenomenon of workers gathering in Home Depot parking lot looking for work is not unique to San Carlos.  In fact, it happens across the country.  One of the first questions everyone seems to have is this:   Is it  legal for them to hang out there, or is it loitering?

The answer may surprise you.  It turns out that it’s very legal, and the rights of the day laborers have been protected and upheld in court.   Other communities in the country that have tried to make this practice illegal, and a few cities have been successfully sued under the umbrella of civil rights.  The San Carlos Police have an outstanding summary on their website that explains the legal precedence, and consequently the City’s official position.  If you’re at all interested, I highly recommend reading this post:  City of San Carlos: Day Laborers at Home Depot.

Is Trouble Brewing?

Reality check time….  We’re in a recession, and less money is being spent everywhere.  This has had an adverse effect on everyone, from wealthy CEO’s, to Realtors, to law-abiding folks who wait out in front of Home Depot in hopes for some part-time work.  And if I had to guess, I’d say there’s now more laborers gathering that are trying to split a shrinking employment pie.   Not a good recipe.

The last few times I have been to Home Depot, I have noticed a marked increase in their “assertiveness” in trying to get the attention of folks who pull into the parking lot, and I’ve had a few of them shout something at me as I drove by.   Not a big deal.   But the icing on the cake in my book was the near riot I witnessed last week when a U-Haul truck pulled up looking for workers.    It became an instant melee as about 12-15 men fought to get the two seats in the front– lots of pushing and a few punches thrown…

It resolved itself pretty quickly, but it was unnerving to watch…and it got me thinking about what could have happened.

Your Thoughts…

What’s your take on this?  Are you cool with the situation at Home Depot?  Have you noticed any changes?   Post a comment below….

Update:  San Mateo is fighting a public sentiment issue regarding day laborers too.  Read about it in this article in the Daily Journal:  Day Laborers Irk Neighbors.

—————————————————–

(The Friday Off Ramp series is just an occasional editorial on Fridays about stuff that happens in San Carlos.)

—————————————————–

Friday’s Off Ramp: Let’s not forget our heroes..

american-flag

George Sigler won’t be too happy with me for writing this post.  He’s not much into publicity.  But since George doesn’t own a computer and doesn’t have much need for the internet,  I’m probably safe.  He certainly doesn’t need this site to find out what’s happening in real estate – a simple thumbs-up or thumbs-down from me on my way to work each day gives him all the information he wants to know.   But this isn’t to say that he doesn’t keep current  — he reads several newspapers each and every day, catches the news on TV, and gets the local scoop from his friends in his painting class which he drives himself to every week.  (By the way, he’s an amazing painter — what he can accomplish in just a couple of hours with a blank canvas is simply magic.)

You won’t read about George in the newspaper though, because he’s not a celebrity by today’s standards.    But in my eyes, there are few bigger than him.

You see, George is our neighbor in San Carlos.  He watches our house when we’re away on vacation, as he does for many others on the street.  He was here when we brought all three of our newborns home from the hospital many years ago.   He’s been with us through good and bad.

Oh yeah, he’s also 90 years old.   And he’s a World War II veteran.

What needed to be done…

George doesn’t brag about his service in WWII –  what he does say is pretty matter-of-fact.  This isn’t surprising — like most people of his generation, they simply did “what needed to be done” in their mind.  Whether it was donning a rifle half a world away, or a sewing needle here, everyone in this country did something to make a difference during that time.

But George does get a twinkle in his eye when he talks about his family’s contribution to the war.   You see, all of his brothers served in the war too.   And like many modest American families from the 1940’s, the War had a permanent and profound effect on the Sigler family:

One of George’s brothers came back a hero, and another brother didn’t come back at all.

The right stuff…

George’s brother Frank served on Iwo Jima, the site of one of the bloodiest battles in the history of the United States.   Frank had a pretty busy afternoon on March 14, 1945.  The following was taken verbatim from the official records of the Congressional Medal of Honor:

CITATION:  For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving with the 2d Battalion, 26th Marines, 5th Marine Division, in action against enemy Japanese forces during the e seizure of Iwo Jima in the Volcano Islands on 14 March 1945.

Voluntarily taking command of his rifle squad when the leader became a casualty, Private Sigler fearlessly led a bold charge against an enemy gun installation which had held up the advance of his company for several days and, reaching the position in advance of the others, assailed the emplacement with hand grenades and personally annihilated the entire crew.

As additional Japanese troops opened fire from concealed  tunnels and caves above, he quickly scaled the rocks leading to the attacking guns, surprised the enemy with a furious 1-man assault and, although severely wounded in the encounter, deliberately crawled back to his squad position where he steadfastly refused evacuation, persistently directing heavy machine-gun and rocket barrages on the Japanese cave entrances.

Undaunted by the merciless rain of hostile fire during the intensified action, he gallantly disregarded his own painful wounds to aid casualties, carrying 3 wounded squad members to safety behind the lines and returning to continue the battle with renewed determination until ordered to retire for medical treatment. Stouthearted and indomitable in the face of extreme peril, Private Sigler, by his alert initiative, unfaltering leadership, and daring tactics in a critical situation, effected the release of his besieged company from enemy fire and contributed essentially to its further advance against a savagely fighting enemy.

His superb valor, resolute fortitude, and heroic spirit of self-sacrifice throughout reflect the highest credit upon Private Sigler and the U.S. Naval Service.

Private Sigler died on 20 January 1995 and was buried with full military honors in Section 12, Grave 2799, of Arlington National Cemetery.

——————————————————–

Here’s a picture of Frank being decorated with the Congressional Medal of Honor by President Harry S Truman.

Frank Sigler(photo courtesy of the Truman Library)

————————————————————————-

No less of a hero, George’s brother, William C. Sigler, Private First Class, United States Marine Corps, was killed in World War II and is also buried in Arlington National Cemetery next to his brother Frank.

Who are YOUR heroes?

With all the talk this week about a certain celebrity’s unfortunate passing, the word “hero” has been tossed about quite liberally.  This got me thinking about who my heroes are.     My wife and my kids, my mom and dad… and George, and Bill, and Frank….they are all my heroes.   They have all given me something that has truly made my life better.

So as you settle in for the barbeque and the parties and the fireworks this weekend, take a second to think about who your heroes are.   And if you’re lucky enough to still have them with you, take a moment to thank them.    Because they gave you something of their own, too.

Fly our flag proudly, and have a Happy 4th of July.

CG

————————————————————–

San Carlos Home Search

The White Oaks Blog is brought to you by:

Chuck Gillooley
Chuck Gillooley
Realtor, White Oaks Resident
Alain Pinel Realtors

(650) 207-2024
DRE# 01750684
Email: chuck@cghomes.net
Website: http://cghomes.net

Chuck Gillooley, Realtor

Bay Area's Best Real Estate Blogs

Subscribe to the Blog

Join the group! It's easy and free -- either click on the RSS button below to subscribe in your favorite feed reader...


...or enter your email address below to get updates automatically emailed to you:

Delivered by FeedBurner


My Twitter Updates

The Budget Battle

Should the City of San Carlos outsource its Police and Fire Services to close the budget gap?

View Results

Loading ... Loading ...

What Do You Think?

Should San Carlos Install Parking Meters in the Downtown Shopping District?

View Results

Loading ... Loading ...

Recent Comments

  • : The key to remember is that Cal Fire is a contractor and if you are not happy then they are out. The City of San Carlos will set t...
  • CALFIRE: I would recommend that you look at the Riverside County Fire Web Site. Cal Fire does operate ladder trucks and has Haz-Mat Units. ...
  • Pat: I'd like to see a good article in the local papers about the cuts that have been made in San Carlos over the past 5 years. Staff ...
  • Pat: It's really too bad so many people missed the meeting. It was waaaay too long, but you would have learned about all the cuts the ...
  • Pat: Do you have some data to back up the claim that our City Manager is the highest paid in the County? I don't think that's the case...
  • D: I wish GOOD LUCK to the residents and employees of this town as well. We all need it during these challenging times. I hope we c...
  • Toni: I copied this from Bob Bredel's blog on www.sancarlosblog.com. Apparently, there are rumors that there are carjackings in this to...
  • : "D" -Definitely not trying to be hostile towards anyone on this blog, that was not my intention, but what I am trying to do is p...

Become a Fan of the White Oaks Blog!

WhiteOaksBlog.com on Facebook

On This Day…


Site Visitors

A San Carlos Frame of Mind…